EIFS Inc | Encino, CA | Multi-State Life Insurance | long-term care | insurance company Over 33 Years of experience in providing Life Insurance coverage. Group Insurance and Employee Benefits. Whole Life Insurance Plans, U.S and certain other Countries. Universal Life Insurance Plans. Term Life Insurance Plans. Income Replacement Disability Plans. Long-Term Care Plans Multi States AZ, CA, FL, IN, MD, MI, NV, NY, OH, PA, SC, TX, VI, DC Highest Ranking U.S Carriers. 401 (k) Small to Large Business